Watch Insurance

Protect Your Timepiece

Keep your watch protected beyond just a warranty. Why not add a specialized watch insurance policy to cover what’s out of your control? Crown & Caliber has partnered with Jewelers Mutual Insurance Company to provide you the option of insuring your watch with comprehensive repair or replacement coverage.

What Does Watch Insurance Cover?

A Jewelers Mutual watch insurance policy follows you wherever you go and covers any situation you could probably think of. Theft? Check. Loss? Check. Major damage? Check. Jewelers Mutual has been in the jewelry insurance business for over 100 years, and their coverage is built around the common way jewelry and watches get damaged or lost. Why worry about your watch? Jewelers Mutual has you covered.

With a Jewelers Mutual insurance policy, your watch is completely protected against:

    • Loss
        Theft
          Damage
            Mysterious disappearance
  • Plus, it’s coverage that goes beyond your standard homeowner's insurance and warranties.

    Questions? Email personaljewelry@jminsure.com or call (888) 884-2424.

    *Product not available in Québec. Crown & Caliber is not a licensed agent of Jewelers Mutual, and may not sell or recommend insurance. Coverage and pricing are subject to underwriting review and approval, and to policy terms and conditions. By clicking the button above – “Get a Free Quote Now” – you authorize Jewelers Mutual to use a secure system to retrieve and save details of this purchase from Crown & Caliber for the purpose of calculating an insurance quote. Retrieved information may include your name and address.

    Frequently Asked Questions

    Many policies not specifically designed for jewelry or watches have a reimbursement limit. For example, a policy might only pay up to $1,000 for jewelry/watch claims, regardless of the value of the piece. A Jewelers Mutual policy has no set coverage limit. It covers the value of your insured watch, according to the most recent appraisal.

    Rates depend on where you live. But for most people, insurance will cost 1-2% of the value of your watch. As for deductibles, your options start with $0, $100, $250 and $500. So you can choose which option works best for your watch.

    Jewelers Mutual realizes you can't always pinpoint how or where your watch may have disappeared, so they cover mysterious disappearance – a coverage often overlooked by other carriers.

    Have additional questions?
    Contact Jewelers Mutual